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Elmer Jules
The member belongs to the communal bank “Senor de Huanca-Terminal”, the bank is located in the department of Cusco.
The member is 44 years old and is married, he alternates his daily activities by providing interprovincial transportation services. He has been working on this for a good amount of time and he does well because of the work he puts into his business each day, he is a responsible person and through his work gets his family ahead.
The member requests the loan to pay for maintenance for his vehicle.
He is grateful for the loan and commits to meet the repayment terms.
View original language description ↓
El socio pertenece al banco comunal SEÑOR DE HUANCA-TERMINAL, él banco eta ubicado en el departamento de Cusco.
El socio tiene 44 años de edad y es casado, él socio alterna sus actividades diarias brindando el servicio de transporte interprovincial, él socio lleva buen tiempo dedicándose a este negocio el cual le va bien gracias al empeño que le pone cada día a su negocio, él socio es una persona responsable siendo de esta manera que el socio saca adelante a su familia.
El socio solicita el crédito para realizar el mantenimiento del carro.
El socio se siente agradecida por el crédito otorgado y se compromete a cumplir con sus cuotas establecidas.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 98
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Elmer Jules to pay for maintenance for his vehicle.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 22, 2014
May 30, 2014
Currency Exchange Loss:
Sep 19, 2014