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María Saraí
Maria, 20, is a very dynamic young woman. She enjoys participating in community events and is already thinking about a future home. She is very respectful of other people and people like her charisma and appreciate her. Maria is still living with her parents. She studied until 8th grade at a local school and was always recognized for her aspirations to get ahead and be someone in life. With the profit from her sales, she helps her parents purchase medicine as well as food and other family necessities.
Maria has a business selling cosmetics. She learned the trade from a friend who taught her how to distribute products under catalog sales. She then kept working, encouraged by the income.
The loan will be invested in the purchase of products such as cosmetics, shampoo, hair conditioner, hair dyes, nail polish, creams, etc. She explains that demand increases every day and people are ordering new products. Selling more products will provide increased income for her and her family. She also hopes that her business, located at her home, grows so that it can cover basic needs.
Her dreams are for her business to grow day by day and to be able to offer the right products to people demanding them. When she marries, Maria hopes to have a well organized family, with good income.
View original language description ↓
María es una joven muy dinámica de 20 años de edad, a ella le gusta participar en todos los eventos de la comunidad, ya piensa en un futuro hogar, es una persona muy respetuosa con las demás, eso la a llevado a que las personas le guarden ese carisma y aprecio.

Ella aun con vive con sus padres, es muy reconocida por su forma de relacionarse con los demás. Actualmente se dedica a la venta de productos de cosmetología., ella estudio hasta octavo grado en una escuela del lugar de residencia. Siempre fue muy reconocida por sus aspiraciones de sobresalir y ser alguien en la vida con el dinero que obtiene de las ganancias ayuda a sus padres en la compra de medicamentos, así como en el sostén de comida y otras necesidades de su familia

María tiene un negocio de venta de productos de cosmetología, trabajo que lo aprendió con una de sus amigas quien le enseño como distribuir los productos a orden de catálogo. De esta forma continuo trabajando y motivada por los ingresos económicos.

El préstamo será utilizado en la compra de productos para la cosmetología, como cosméticos, shampoo, acondicionador, tintes, pinta uñas, cremas, etc. , manifiesta que cada día la demanda crece y las personas le encargan nuevos productos, esto le permitiría que venda otros productos, esto traerá mejores ingreso para ella y la de su familia, también desea que su negocio que está ubicado en su casa pueda ir creciendo, esto suplirá la necesidad básicas.

Los sueños son que su negocio crezca día con día y ofrecerle el producto que las personas necesitan, ella piensa que cuando se case tener una familia muy organizada con muy buenos ingreso económicos.

Additional Information

More information about this loan

This loan is part of a project to help young men and women in El Salvador (under age 26) launch their own businesses. The field partner is reducing the guarantee for these individuals, who normally would not have access to loans due to their lack of experience. Unemployment for young people is high in El Salvador, a fact that motivates many of them to leave the country instead of searching for work. Aside from access to financing, clients will also be grouped together according to their business types to receive training from CrediCampo's social development unit, and to share advice and support with one another.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 789
    View loans »
    El Salvador Loans Fundraising
  • $25,635,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped María Saraí to purchase cosmetics, shampoo, hair conditioner, hair dyes, nail polish, creams, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 12, 2014
Listed
May 30, 2014
Currency Exchange Loss:
N/A
Ended:
Jan 17, 2015