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This is 31-year-old Zainab. She is married and has two children who are 10, 6, and 18 years old. In 2005, Zainab established her stationery and used clothing business. She began her business because she lost her father at an early age and had no one to take care of her and her mother. This led her to start a business in order to take care of herself and her mother. Working 7 days a week and 11 hours a day, she earns about Le 800,000 every month from this business. She would like a loan of Le 4,000,000. Zainab requires a loan in order to purchase more stationery items like A4 papers, ledger books, and files covers. In the future, Zainab plans to build her own dwelling house, build a bigger shop and give a quality education to the children. She is looking forward to the funds that will help her in developing her business so that she will save enough for her children’s schooling. She thanks you for your support.

Additional Information

More information about this loan

This loan is to a borrower living in Sierra Leone, one of the countries in West Africa currently experiencing an Ebola outbreak. The epidemic is the largest in history, claiming thousands of lives and deeply affecting the national economy. This partner is continuing to operate throughout the outbreak, but accordingly these loans will have a higher risk associated with them. Learn more about the epidemic here

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 53
    View loans »
    Sierra Leone Loans Fundraising
  • $9,327,250
    Funds lent in using Kiva
  • 4,395.6
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Zainab to purchase more stationery items like papers, ledger books, and files covers.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 16, 2014
May 23, 2014
Currency Exchange Loss:
Mar 10, 2015