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Albert, 42, is married and has two children aged seven and four years old. The older child goes to school.

Albert received some business training, so in 2012 he opened a store where he sells general merchandise. Working eleven hours a day, seven days a week, he earns about 678,000 SLL every month. Competition from other shops and rain are challenges he faces.

Albert needs more capital if he is going to improve his shop, so he is applying for a 3,000,000 SLL loan through ARD. With it he will buy more jewelry, clocks, picture frames and body cream.

Albert’s plans for the future are to improve his business and his family’s standard of living. He thanks you for your support.

Additional Information

More information about this loan

This loan is to a borrower living in Sierra Leone, one of the countries in West Africa currently experiencing an Ebola outbreak. The epidemic is the largest in history, claiming thousands of lives and deeply affecting the national economy. This partner is continuing to operate throughout the outbreak, but accordingly these loans will have a higher risk associated with them. Learn more about the epidemic here

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 2
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,050
    Funds lent in using Kiva
  • 4,347.8
    Sierra Leone Leones (SLL) = $1 USD
A loan of $700 helped Albert to buy more stock for his shop.
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 16, 2014
Jun 3, 2014
Currency Exchange Loss:
Jul 3, 2014