The age of the children ranges from 3 to 13 years old. Their house has moisture inside and the family doctor said that the reason Arben's children always get sick is because of their poor living conditions.
Arben and his family, including his two elderly parents who are living with them, live in a northern coastal town located near two lagoons where Arben works in a fish factory. They are very poor. Arben's income is just a little, and his parents’ pension is small, as well. His wife is a stay-at-home mom, but not by choice.
Kindly note that Arben has been a very good client of VisionFund Albania for long time now.
About VisionFund AlbaniaVisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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