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Fazilat is a 52-year-old, married woman, living in the area of Lahore, Pakistan. She is the mother of six children; her husband is an old man and stays idle at home. Fazilat runs a small clothing business at home. She sells clothing at very reasonable rates. She purchases clothing from a nearby market at low prices and then sells them for a high price in her community. The ladies of town like her clothing collection and selections a lot. The demand for clothing has increased due to attractive colors. She wants to increase the variety of clothing to cope with the increase of demand on a daily basis. This is the reason she has requested a loan, so that she can buy more varieties of clothing to fulfill the demand. Fazilat has a wish for the secure future for her children. She is very thankful to Kiva and field partner, BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.


About Pakistan

  • $4,700
    Average annual income
  • 268
    View loans »
    Pakistan Loans Fundraising
  • $14,721,100
    Funds lent in using Kiva
  • 98.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Fazilat to buy a variety of clothing to sell.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
May 2, 2014
Jun 1, 2014
Currency Exchange Loss:
Mar 19, 2015