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Phalla's Group
In this Group: Phalla, Sopheap
Residing in Kandal Stoeng district of Kandal province, Phalla is 34-years-old and a mother of three children. Her main sources of income are from rice farming and her paid job that she works. She has been involved in her current business for ages and it generates her about 40,000 KHR. Phalla is a former borrower who has been with VisionFund (Kiva’s partner) for ages with a successful repayment of the past loan. The past loans have enabled her to provide decent meals for her family. Now, she and her joint borrower are applying for 1,200,000 KHR each. As a leader, she will spend her entire loan portion to buy fertilizer and to pay for plowing the field. She highly hopes that she can gain a good yield better than before.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Cambodia

  • $2,600
    Average annual income
  • 262
    View loans »
    Cambodia Loans Fundraising
  • $38,023,250
    Funds lent in using Kiva
  • 3,998.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Phalla's Group's $625 loan helped a member to buy fertilizer and to pay for plowing the field.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 25, 2014
May 22, 2014
Currency Exchange Loss:
Feb 20, 2015