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Asgar, 35 years old, is married and has a daughter and a son. His wife is a housekeeper and they are refugees living in an IDP settlement. Asgar has been raising and selling vegetables for 13 years and has good skills in this area. His monthly income is 220 AZN. Sometimes, in his free time, he earns additional money working as an artisan.

Raising vegetables is very common in Azerbaijan regions because vegetables are always in high demand. People buy vegetables in order to cook delicious national dishes.

Asgar is a very kind and responsible father. He wants to provide his children with a good education and bright future. To reach this aim, he has to increase his income and be able to pay for their education. He has applied for a loan of 1,200 AZN in order to buy good fertilizers and new garden tools.

Additional Information

More information about this loan

This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities. 

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.


About Azerbaijan

  • $6,171
    Average annual income
  • 26
    View loans »
    Azerbaijan Loans Fundraising
  • $13,991,525
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,550 helped Asgar to buy good fertilizers and new garden tools.
49% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 13, 2014
May 22, 2014
Currency Exchange Loss: