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Naisan's Group
In this Group: Naisan, Em, Dany
Naisan is 43 years old and a villager from Tbaung Khmum district of Kampong Champ province. She has three children, two of whom are in school. She deals with her daily expenses via rice farming and a paid working job. She has been involved in this business for 25 years, earning almost 39,000 KHR per day. This is the first microloan for Naisan with VisionFund, (Kiva’s partner). She leads a group of three to get a new loan. As a leader, she will spend her entire loan portion to buy fertilizer for her crop. She highly hopes that she can gain a good income, better than before.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,709,225
    Funds lent in using Kiva
  • 4,000.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Naisan's Group's $800 loan helped a member to buy fertilizer for her crop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Apr 28, 2014
May 22, 2014
Currency Exchange Loss:
May 17, 2015