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Moeun owns and operates a general store, and sells a variety of products in a local market to earn a living. She usually gets up early to prepare her store and closes it at 4 p.m. From her current business, she is able to make a net profit of USD 5 per day, which she uses for daily food.

Moeun wants to improve her house, but she has insufficient capital to cover the overall costs of the construction. That’s why she is seeking a loan in the amount of USD 1,000 to have her house built. This will bring them comfortable living conditions and improve their quality of life. Big thanks to Kiva lenders who donate their funds to enable poor families to overcome the hardships in their lives.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 45
    View loans »
    Cambodia Loans Fundraising
  • $38,700,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Moeun to cover the overall costs of the construction.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 18, 2014
May 22, 2014
Currency Exchange Loss:
Sep 17, 2014