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Saroeum's Group
In this Group: Saroeum, En
Saroeum is 46 years old and a resident from the Moung Russey district of Battambang province. She has seven children, two of whom are in school. She is a rice farmer who has only this business as the main source of income. With VisionFund (Kiva’s partner), she is in her seventh loan cycle and her co-borrower is in her first loan cycle. She has repaid her past loan completely and it has enabled her to uplift her lifestyle progressively. She is applying for 1,400,000 KHR and her joint borrower is applying for 1,000,000 KHR. As the leader, she will spend her entire loan portion to buy fertilizer, insecticide, and rice seed for her crop. She strongly hopes that she can gain a better yield.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Cambodia

  • $2,600
    Average annual income
  • 43
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • 4,000.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Saroeum's Group's $600 loan helped a member to buy fertilizer, insecticide, and rice seed for her crop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 24, 2014
May 21, 2014
Currency Exchange Loss:
Apr 17, 2015