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Maria Del Carmen
María is a happy and plucky woman. She is married and has four children: the eldest is married and her youngest two daughters are in primary school. María's second child was studying at high school but could not continue due to a lack of money to pay for it. María makes a living selling items such as vegetables and grains in the city's nearby markets. Her husband is a builder. María will invest this loan in buying goods to sell at the market. María wants to have enough money to provide her daughters with an education. In the future she would like to buy a small house as the family currently lives in a rented house.
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Maria es una mujer muy alegre y luchadora, es casada y tiene 4 hijos de los cuales una ya es casada, un joven que es bachiller y que no pudo seguir estudiando debido a la falta de recursos económicos de sus padres, y las dos hijas menores asisten al colegio, María se dedica a la venta de productos come verduras, hortalizas, granos entre otros en las ferias de las ciudades más cercanas, su esposo se dedica a trabajos de albañilería, María va a invertir el crédito en la compra de productos para ofrecerlos en el mercado, lo que aspira Maria es poder tener el dinero suficiente para darles la educación a sus hijas y en el futuro comprarse una casita ya que en la actualidad vive en una casa por la que paga arriendo.

Additional Information

More information about this loan

This loan is part of VisionFund Ecuador's effort to reach vulnerable populations located along Ecuador’s frontier with Colombia. This region generally lacks access to financial services and is populated by many Colombian refugees seeking asylum from guerrilla warfare. This loan is designed to help these vulnerable populations improve their lives and set up sustainable businesses.

About VisionFund Ecuador

VisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.


About Ecuador

  • $10,200
    Average annual income
  • 66
    View loans »
    Ecuador Loans Fundraising
  • $23,499,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped Maria Del Carmen to buy vegetables.
63% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
May 12, 2014
May 30, 2014
Currency Exchange Loss: