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Irma Elizabeth
Thrity-three-year-old Irma is a very dynamic and enthusiastic woman. Alongside her partner, she makes a living growing coffee, beans, and corn. Irma and her partner have two children, both of whom attend the local school. For a long time, Irma has known how to grow healthy grains as her parents are farmers and taught her this trade at a very early age. Irma and her partner own the land that they work, thanks to both of their hard work and their good management. The couple shares the same dreams and desires to get ahead and grow.

Irma's plans for the future include expanding their crops, growing more products on their plots of land. They want to improve the quality of their goods for their customers; this will result in a higher income for the family and household. Irma wants to improve her children's quality of life and give them the opportunity to finish their education. They can then attend university and work in professions where there are plenty of jobs, or can start their own businesses. To do all of this, Irma is today applying for a loan in order to buy farming supplies and to pay labourers to clean her corn and bean crops. This way, Irma can keep her crops weed and disease free. She hopes to receive support in order to carry out this work.
View original language description ↓
Irma de 33 años es una mujer con mucho dinamismo y entusiasmo, junto a su compañero de hogar se dedica al cultivo de café, maíz y frijoles. De su relación tienen 2 hijos quienes son menores de edad y estudian en la escuela de la comunidad. Desde hace mucho tiempo Irma conoce los procesos que conllevan al buen crecimiento, desarrollo y sobre todo la sanidad del grano ya que sus padres quienes son agricultores por vocación familiar le enseñaron a muy temprana edad dicho proceso. El terreno que ambos trabajan es propio gracias al esfuerzo mutuo pues la buena administración y los sueños y deseos de salir adelante y crecer son muchos.
Sus planes para el futuro poder tecnificar y ampliar sus cultivos sembrando más producto en sus parcelas mejorando la calidad para ofrecer a sus clientes variedad que ayude a generar mayores ingresos para su familia y hogar. Sus sueños mejorar la calidad de vida para sus hijos, ofrecerles una oportunidad de estudiar de forma completa para que se puedan preparar a nivel universitario graduándose de carreras con demanda y oferta de empleo o para que ellos puedan crear sus propias empresas. Por lo que hoy en día ella ha solicitado financiamiento para invertir en la compra de insumos agrícolas y pago de mano de obra para la limpieza de sus cultivos de maíz y frijoles ya que de esa forma ella mantendrá sus cosechas limpias de maleza, plagas entre otras por lo que espera ser apoyada para llevar a cabo dicho proceso.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 53
    View loans »
    Honduras Loans Fundraising
  • $8,354,075
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $800 helped Irma Elizabeth to buy farming supplies and to pay labourers to look after her corn and bean crops.
0% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 15, 2014
Listed
May 29, 2014
Currency Exchange Loss:
Possible