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Banco Mujer Mujeres En Acción Group
In this Group: Flora, Dora, Xinia, Geannina, Karol*, Ana María
* not pictured
Banco Mujer Mujeres en Accion Fray Casiano Puntarenas consists of 6 members who worked in previous years with Fundacion Mujer as well as other groups in the area of Puntarenas, demonstrating organization, solidarity, teamwork, and maintaining savings and a consolidated organization. The group members are residents of the Fray Casiano community in Puntarenas and have worked in the area for 5 years. With the Banco Mujer Mujeres en Accion there's been a switch in the presidency of the board of directors, with the appointment of Gianniana. Also, the member Ana Isabel withdrew and the new member Ana Maria joined the ranks. The request for the group's fourth loan was filed. They are involved in a variety of activities and together they have a solid foundation to guarantee the loan. The members are clear on how to track the income of each person, and the concepts of teamwork, collective loan guarantees, and savings. Their work and efforts have been validated by the support of the institutions such as Instituto Mixto de Ayuda Social and Fundacion Mujer, which has allowed them to have consolidated activities (grocery store, bazaar, internet cafe) and use of equipment, a location, and fixtures for their micro-business. Flora has an internet cafe, and this loan will enable her to invest in new equipment to improve the service she provides in the area, obtain more income and also repair some equipment. She's 50 years old and lives with her husband and child who help her take care of the shop for 3 business days. They are empowered, hard-working, and determined women. Teamwork has strengthened them and the organization itself has been a good strategy to keep them on their feet these last 5 years. Their solidarity and efforts with other people makes them stand out in the community as women who know how to provide good service to Barrio Fray Casiano, their place of residence in the province of Puntarenas. They have participated as leaders in Barrio Fray Casiano, a place with high rates of poverty and social problems such as drugs and crime. These women try to help other younger people like Giannina and Karol make money to support their families and households through work and effort.
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Banco Mujer Mujeres en Acción
Fray Casiano Puntarenas

Banco Mujer Mujeres en Acción está formado por 6 integrantes quienes han trabajado en años anteriores tanto con Fundación Mujer como en otros grupos de la zona de Puntarenas, demostrando organización, solidaridad, trabajo en grupo, además de mantener un ahorro y una organización consolidada.

Las integrantes de este grupo son vecinas de la comunidad de Fray Casiano, en Puntarenas y tienen 5 años de trabajar en la zona. Con el Banco Mujer Mujeres en Acción se cambia la presidencia de la Junta Directiva nombrándose a Gianniana además sale una integrante Ana Isabel y se incorpora una nueva, Ana María; se levantó el acta de solicitud del cuarto préstamo de este grupo.

Ellas presentan actividades diversas y consolidadas permitiendo tener una base importante para garantizar este préstamo. Las integrantes tienen claro cómo llevar la generación de ingresos de cada una, tienen los conceptos de trabajo en grupo, garantía solidaria y ahorro. Su trabajo y esfuerzo está validado con el apoyo de instituciones como el Instituto Mixto de Ayuda Social y Fundación Mujer, quien les ha permitido tener actividades consolidadas (pulpería, bazar y café Internet), contando con equipo, local y mobiliario para su microempresa.

Doña Flora tiene un café internet, esté crédito le va a permitir invertir en la compra de equipo nuevo, mejorando el servicio que brinda en la zona,, ella tiene 50 años vive con su esposo y un hijo quienes le ayudan a atender el negocio en 3 jornadas diarias, obteniendo un mejor ingreso , para también reparar algunos equipos.

Ellas son mujeres empoderadas, luchadoras y muy trabajadoras, el trabajo en grupo las ha hecho fuertes y la organización en sí, una buena estrategia para mantenerse en pie en estos 5 años. Su solidaridad y empeño para con los y las demás personas las destaca en su comunidad como mujeres que saben prestar un buen servicio al Barrio Fray Casiano, lugar al cual pertenecen en la provincia de Puntarenas.

Han participado como líderes en el Barrio Fray Casiano de Puntarenas un lugar con altos índices de pobreza y problemas sociales como drogas y delincuencia. Estas mujeres tratan de apoyar a otras más jóvenes como Giannina y Karol a buscar en el trabajo y esfuerzo, ganar el dinero para mantener sus hogares y a sus familias.

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Fundacion Mujer:

Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Costa Rica

  • $12,900
    Average annual income
  • 25
    View loans »
    Costa Rica Loans Fundraising
  • $4,365,100
    Funds lent in using Kiva
  • 551.9
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A portion of Banco Mujer Mujeres En Acción Group's $4,000 loan helped a member to purchase merchandise for a shop, clothes selling, shoes, and internet cafe customer service.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jun 16, 2014
May 29, 2014
Currency Exchange Loss:
Mar 26, 2015