Kim C., 30, is married and resides with four of her six children and husband in the province of Kampong Cham, in Cambodia. Since 2000, she has worked growing many kinds of vegetables and making rice cakes. She makes the rice cakes with sweet rice, coconut, banana and other ingredients, which are then packed with banana leaves and roasted. On average, she makes about US$3 per day, while her husband, Kim Mou, is a builder. He builds houses and earns US$5 per day. Three children are students and one works selling rubber. Kim C. would like to take out a loan of US$800 to purchase fertilizer and seeds to grow more vegetables.
KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.
For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.