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Dalmira is 36 years old. She is a very hard-working woman who pursues the domestic duties in her home and also works in commerce, since two years ago she set up a little grocery store in her home, which her children help her to manage. She has three children, who are in different grades of primary school and live at home. Along with her partner, she also grows corn and beans, as well as coffee, an activity that they developed many years ago and which she learned along with him. The land that they cultivate together is their own, acquired with much effort and sacrifice over a number of years. She completed primary school education with much effort and sacrifice, thanks to the moral and financial support of her parents.

Like all coffee growers, her plans for the future are to expand her property and plant a better variety of coffee, which will allow her to grow in her business and with her family. For her children, she wants to advance with her two businesses and support them in their studies, since that is the best inheritance that she can offer to each one of them. She is applying for financing to purchase agricultural supplies that she will apply to her crops of corn, beans, and coffee in order to prevent the deterioration of the grains. A part of this same financing will clean her coffee planting, which she hopes will have excellent results at the end of this year.
View original language description ↓
Dalmira de 36 años de edad es una mujer muy trabajadora la cual se dedica al desarrollo de oficios domésticos en su casa de habitacion y al comercio ya que en su casa de habitacion tiene instalada una pequeña pulperia la cual le ayudan a administrar sus hijos desde hace 2 años. sus hijos son 3 los cuales estudian en diferentes grados de educación en la primaria y viven en casa. Ella en compañía de su conyugue se dedican también al cultivo de maíz y frijoles así como también el café el cual desarrollan desde hace muchos años el cual aprendió en compañía de el. El terreno que juntos cultivan es propio adquirido con mucho esfuerzo y sacrificio por varios años. Su grado de educación es de primaria la cual completo con mucho esfuerzo sacrificio gracias al apoyo moral y financiero por parte de sus padres.
Como todo caficultora sus planes a futuro es la ampliación de su propiedad la siembra de una mejor variedad de café la cual le permita crecer en su negocio y con su familia. Para con sus hijos ella desea salir adelante con sus dos negocios y apoyarles en sus estudios ya que es la mejor herencia que ella puede brindarles a cada uno de ellos. Ella solicita financiamiento para la compra de insumos agrícolas los cuales aplicara en sus cultivos de maíz, frijol y café para prevenir el deterioro del grano, a parte con este mismo financiamiento limpiara su plantación de café la cual al final de este año espera tenga excelentes resultados.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 53
    View loans »
    Honduras Loans Fundraising
  • $8,383,625
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $800 helped Dalmira to buy agricultural supplies and clean her plantings of coffee, corn, and beans.
0% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
May 15, 2014
May 28, 2014
Currency Exchange Loss: