Amor De Dios Group
This loan will benefit all of the small businesswomen in Teodora's group. She states that she joined Pro Mujer 2 years ago at the invitation of a loan officer who went to visit her at her house. Now she has a business weaving blankets. She got to know this business because a friend taught it to her a number of years ago. She was able to learn the technique of weaving, and later she decided to start up a business with this new skill.
Teodora will use this loan to increase her capital (to buy wool at wholesale). She will buy from the traders in the city of La Paz, and later she will make the blankets and sell them from her retail space. By working this way, she can generate resources to support her family. She is married and has 8 children.
When asked what she likes about Pro Mujer, she answered that she likes the savings accounts offered by the institution and her group.
Note: one of the members of this group does not appear in the photo because they had a doctor's appointment.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Teodora es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle a su domicilio. En la actualidad ella tiene un negocio de tejido de mantas; da a conocer que este negocio lo aprendió mediante una amiga hace varios años, observado pudo asimilar la técnica de tejido posteriormente decidió emprender un negocio con esta técnica nueva.
El crédito que ahora sacará es para el aumento de capital (compra de lana por mayor) que adquirirá de las comerciantes de la ciudad de La Paz y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada y tiene ocho hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los ahorros que ofrece la institución y su grupo.
Se identifica una socia que no esta presente porque se encuentra en el consultorio médico
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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