The loan that they will take out will benefit small microbusinesses like Ignacia's. She states that she joined Pro Mujer one year ago at the invitation of a friend who is a member of the institution. Currently, she has a potato sales business. She explains that she learned this business because it was a family business. After having her first child, she decided to launch an independent business.
The loan that she will now take out is to increase her capital for the purchase of potatoes at wholesale. She will acquire them in neighboring communities and then sell them in her sales location. This way of working allows her to generate resources to support her family, as she is a widow and has three children.
When asked what she likes about Pro Mujer, she responds that she likes the savings that the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Ignacia es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de comercio de papa; da a conocer que este negocio lo aprendió porque anteriormente porque el mismo fue un negocio familiar, posterior a tener su primer hijo decide emprender un negocio independiente.
El crédito que ahora sacará es para el aumento de capital (compra de papa por mayor) que adquirirá de las comunidades aledañas y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es viuda y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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