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Rosas De Mazo Cruz Group
In this Group: Roxana , Justina, Paola Alexandra, Ana Gloria, Rosmery, Marizol , Carolina, Fidelia Jhanet
The "Rosas de Mazo Cruz" communal bank will begin its third cycle in Pro Mujer as part of the Senkata regional office. It is made up of eight members and led by an executive board of which Señora Roxana is the president. The members of the communal bank run a variety of businesses including a dairy, a neighborhood store, and livestock production.

The loan that they will take out will benefit small microbusinesses like Roxana's. She states that she joined Pro Mujer two years ago at the invitation of a friend who is a member of the institution. Currently, her business is the sale of dairy products. She explains that she learned this business previously because it was a family business; after having her first son, she decided to launch an independent business.

The loan that she will take out now is to increase her capital for the purchase of barley at wholesale. She will acquire it from the neighboring communities and later feed it to her cattle. This way of working allows her to generate resources to support her family, as she is single and has one son.

When asked what she likes about Pro Mujer, she responds that she likes the institution's health-related offerings.
View original language description ↓
La A.C. “ROSAS DE MAZO CRUZ” iniciará el tercer ciclo en Pro Mujer, como parte del Centro Focal de Senkata, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Roxana es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: lechería, tienda de barrio, ganadería.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Roxana es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de comercio de lechería; da a conocer que este negocio lo aprendió porque anteriormente porque el mismo fue un negocio familiar, posterior a tener su primer hijo decide emprender un negocio independiente.

El crédito que ahora sacará es para el aumento de capital (compra de cebada por mayor) que adquirirá de los comunarios aledaños y posteriormente alimentará a su ganado con el mismo. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es soltera y tiene un hijo.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud que ofrece la institución.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

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About Bolivia

  • $2,817
    Average annual income
  • 93
    View loans »
    Bolivia Loans Fundraising
  • $28,138,200
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Rosas De Mazo Cruz Group's $2,950 loan helped a member to buy barley at wholesale.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 28, 2014
Listed
May 28, 2014
Currency Exchange Loss:
Possible
Ended:
Jan 17, 2015