Las Viajeras Group
The loan that they will take out will benefit small business people where Valeria is a member. She joined by invitation from a friend who is a member of the institution. She currently has a business of selling food. She says that she learned this business because when she fell in love with her husband and when she got married she decided to establish an independent business.
The loan that she will now take out is to increase capital (to buy food wholesale). She will get the food from the wholesale distributors in the city of El Alto. She will later sell it in the Beni and Pando departments. This way of working allows her to generate resources to support her family. She is in a common-law marriage and has two children.
When asked what she likes about Pro Mujer, she replied that she likes the health services that the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Valeria es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de comercio de víveres; da a conocer que este negocio lo aprendió porque anteriormente cuando enamoró con su esposo, cuando se casó decide establecer un negocio independiente.
El crédito que ahora sacará es para el aumento de capital (compra de víveres por mayor) que adquirirá de los distribuidores mayoristas de la cuidad de El Alto y posteriormente lo comercializará en los Departamentos de Beni y Pando. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es concubina y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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