4 Arenitas Group
The loan they are requesting will benefit small microentrepreneurs like Marta. She states that she has belonged to Pro Mujer for one year and joined through a friend who was already a member and invited her. She currently works as a healer, selling natural medicines. She says this was a family business, which is why she decided to keep it going so that it could become her source of income.
She is requesting this loan to increase capital by acquiring a stand in the town market of El Alto. She will then set up her business there. This work allows her to generate resources in order to support her family, since she is in a common-law marriage and has two children.
When asked what she likes about Pro Mujer, she says she enjoys the meetings they offer.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Martha es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de curandera de medicina natural; da a conocer que este negocio fue un negocio familiar es por ello que decide continuarlo y que sea su fuente de generación económica.
El crédito que ahora sacará es para el aumento de capital (compra de puesto de venta) que adquirirá en una feria de la ciudad de El Alto y posteriormente se instalará para su comercio. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella vive en unión libre y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las reuniones que le ofrecen en la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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