Simativa is 42 years old and has been with her partner for 10 years; they now have six children. She runs a small business selling ice cakes in her community and has been doing this for four years. Simativa has requested a loan to buy cordials, a bag of sugar, buckets, a large spoon, foam cups and Chinese candy. She joined SPBD in 2010 to gain access to capital. With her earnings, Simativa will help pay for her children's education.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.