Pua is 56-years-old and married with three children. She owns and operates a small store, selling a variety of items. She has been doing this for three years. Pua needs a loan to buy soft drinks, snacks, a chest freezer, display fridge, and a new cash register machine. She hopes to use her profits to pay for her children's education. She became a member of SPBD in 2011 to gain access to capital for her business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.