Jane is a 37-year-old woman with four children. She makes and sells ice cake in her community to earn a living. She has two years of experience with this business. Jane needs a loan to buy cordials, a cooler, Chinese lollies, foam cups, sugar and plastic bags. She plans to use her profits to improve her business. Jane joined SPBD in 2014
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.