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Phut's Group
In this Group: Phut, Sokha, Norng
Phut, 58, is a resident from Moung Russey district of Battambang province. She deals with her daily cost of living via rice cropping on two hectares area and a paid-working job. She has been involved in the current business for 11 years with a decent income in return. This positive impact resulted from the outcome from the past loans which she has fully repaid.

With VisionFund (Kiva’s partner), she is in her fourth–cycled loan and she is a leader of a group consisting of three for this cycle. She and one of her co-borrowers are seeking 1,400,000 KHR whereas her joint borrower is applying for 1,000,000 KHR.

As the leader, she will spend her entire loan portion to buy fertilizer, rice seed, and insecticide, and to pay for labor cost. She strongly believes that she can gain a good yield, better than before.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 263
    View loans »
    Cambodia Loans Fundraising
  • $38,016,925
    Funds lent in using Kiva
  • 4,026.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Phut's Group's $950 loan helped a member to buy fertilizer, rice seed, and insecticide, and to pay for labor cost.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 23, 2014
May 20, 2014
Currency Exchange Loss:
May 17, 2015