Fiaoo is 32 years old and married with two children. She owns and operates a small store selling items such as sugar, rice, flour, snacks and frozen products. She has been doing this for five years. Fiaoo needs a loan to buy a chest freezer, sacks of rice, flour, and sugar, and snacks. She hopes to use her profits to improve and extend her business and to pay for children's education. She became a member of SPBD in 2009 to gain access to capital for her business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.