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Xiomara Lesbia
Xiomara is a young person who aspires to improve. She works for a distributor in El Rama and has a school age son. A single mother who works to provide the best for her young son, she is requesting a loan for the purpose of building a 15 x 3 square meter addition to her home. It will be used as a room that she intends to rent to interested parties, thus increasing her income. She yearns to see her son become a professional.
View original language description ↓
Xiomara siendo una persona joven pero con proyectos de superación, labora para una distribuidora en el Rama, tiene un hijo en edad escolar, es madre soltera y se esfuerza por darle lo mejor a su pequeño hijo, solicita financiamiento con el propósito de construir un anexo de 15 por 3 metros cuadrados en su vivienda, el que utilizaría para cuarto que pretende alquilar a personas interesadas y así mejoraría sus ingresos. Anhela con ver a su hijo preparado profesiolamente.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 131
    View loans »
    Nicaragua Loans Fundraising
  • $24,558,975
    Funds lent in using Kiva
  • 25.7
    Nicaragua Cordobas (NIO) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,150 helped Xiomara Lesbia to purchase cement, sand, gravel, and labor for home improvement.
54% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 9, 2014
May 27, 2014
Currency Exchange Loss: