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Rubenia Del Rosario

Update on Rubenia Del Rosario

Rubenia, 40, is married and lives with her two children. One of them is studying first grade and the other third. Her husband works in agriculture, a job he has been doing for 15 years.

Rubenia grows vegetables. She has been doing this for eight years. She learned from her husband because of the lack of formal employment at the time and the need to survive financially. Every day they walk to their place of work and work all day.

She is asking for a loan from Credicampo to sow 14,000 square meters of pumpkin seeds and 7,000 of maize, which she sells as sweetcorn. They do this work all year round as they live on the banks of a river.

She dreams of having her own irrigation system, to be able to have a wider range of agricultural products which will improve her income. This will allow her to support her children in their studies so they can become professionals.
View original language description ↓
Rubenia de 40 años de edad, esta casada y vive con sus dos hijos los cuales están estudiando uno primer grado y el otro tercer grado, su esposo se dedica a la agricultura trabaja en ello desde hace 15 años.


Rubenia se dedica a las hortalizas trabaja en ello desde hace 8 años, trabajo que lo aprendió de su esposo, debido a la falta de empleo formal y por la necesidad de subsistencia, ellos viajan todos los días al terreno caminando, trabajan todo el día.


Rubenia solicita un préstamo en CREDICAMPO, para sembrar 14,000 metros cuadrados de pipian y 7,000 de maíz, la cual vende en elote, esta actividad la realizan todo el año ya que viven a la orilla de un rio.

Rubenia sueña con tener un sistema de riego por aspersión, para hacer agricultura diversificada, lo que mejorara sus ingresos, para que sus hijos estudien y sean profesionales.

Previous Loan Details

Rubenia is 39 and is married with two children. Due to the poverty her parents lived in, she only went to school until the 7th grade. When she married she didn't have formal employment, and so she found the money to feed her family by breeding pigs. Three years ago she began to build pigsties wit... More from Rubenia Del Rosario's previous loan »

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 746
    View loans »
    El Salvador Loans Fundraising
  • $26,264,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Rubenia Del Rosario to sow 14,000 square meters of pumpkin seeds and 7,000 square meters of corn.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
May 5, 2014
Listed
May 29, 2014
Currency Exchange Loss:
N/A
Ended:
Feb 20, 2015