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Alma
Doña Alma is 58 years old and completed primary school until the fourth grade. She is the mother of three children, who live at home and are involved in helping and maintaining her coffee, corn and bean crops since they are her only support and the basic grains they cultivate are her means of income.

Doña Alma has been involved in this work for many years because her parents taught her how to work in the fields from an early age. This was how her family earned their income. The land that she and her family cultivate is their own since they were able to acquire it with a lot of effort and sacrifice many years ago. It has paid off and enabled them to continue growing.

Her plans for the future as a coffee producer are to expand her crops through the purchase of land because in this way she will generate greater earnings for her family’s well-being and at the same time increase the family's assets.

At this time she is asking to be supported financially in the purchase of agricultural supplies, which will assist with her crops of coffee, corn and beans by improving production at the end of the season and therefore her family’s earnings.
View original language description ↓
Doña Alma tiene 58 años de edad con un grado de estudio de primaria completa la cual curso hasta su cuarto grado, es madre de 3 hijos quienes viven en casa y se involucran en la asistencia y mantenimiento de sus cultivos de café, maíz y frijoles pues son su único apoyo y los granos básicos que cultivan su medio de ingreso. Doña Alma se ha dedicado a este rubro durante muchos años ya que sus padres le enseñaron a temprana edad el trabajo de campo siendo este rubro en su familia medio de ingreso. El terreno que ella y su familia cultivan es propio pues con mucho esfuerzo y sacrificio lo pudieron adquirir hace muchos años y este ha dado frutos para seguir creciendo.
Sus planes para el futuro como productora de café poder aumentar más sus cultivos mediante la compra de tierra ya que de esa manera ella generara mayores ingresos para el bienestar de su familia y al mismo tiempo el fortalecimiento del patrimonio. En esta ocasión ella solicita pueda ser apoyada financiera mente para la compra de insumos agrícolas con los cuales asistirá sus cultivos de café, maíz y frijoles mejorando de esta forma la producción al final de la temporada y por ende los ingresos para su familia.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

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About Honduras

  • $4,200
    Average annual income
  • 13
    View loans »
    Honduras Loans Fundraising
  • $8,227,050
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,475 helped Alma to purchase agricultural supplies to help her coffee, corn and bean crops.
0% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 15, 2014
Listed
May 26, 2014
Currency Exchange Loss:
Possible