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Update on Adjo

Adjo is a woman who is struggling to make a living, on a daily basis. She is married to a bank clerk and the mother of a six-year-old. She works very hard to help her husband. She manages her own business from home and is requesting a loan of 400,000 CFA francs to buy some cookies, detergents and other goods.

In the future, Adjo would like to save some money in order to develop her business. She is planning to open a semi-wholesale shop. Adjo and her husband work very hard in order to increase their income and to give a better education to their future children.
View original language description ↓

Adjo est une dame qui se bat au quotidien. Mariée à un employé de banque, elle est mère d’un enfant de six ans. Adjo travaille très dur pour épauler son conjoint.

Elle dirige tout son commerce à la maison et demande un prêt de 400000FCFA en vue d'acheter des biscuits, des détergents et des divers… .

Comme perspective d’avenir, Adjo souhaite économiser de l'argent pour développer son activité
.Elle projette ouvrir une boutique de semi-grossiste. Le couple travaille avec détermination afin d'avoir un meilleur revenu pour offrir à leur progéniture une meilleure éducation.

Previous Loan Details

Mrs. Adjo is a street vendor selling prepaid cell phone cards. She is 26 years old and has one child in her care. She is on her first loan with WAGES. This loan will allow her to stock up in order to better meet customer demand. She would like to expand her business and open a store some day. THa... More from Adjo's previous loan »

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Togo

  • $1,500
    Average annual income
  • 14
    View loans »
    Togo Loans Fundraising
  • $8,806,250
    Funds lent in using Kiva
  • 478.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD