Update on AkossiwaAkossiwa is a humble woman, 36 years of age, and the mother of two children. She lives in the city of Lomé and sells shoes. She started this business eleven years ago at the Hédzranawoé market. She quickly noticed that this business earned her an excellent income. Her husband works in a warehouse.
Akossiwa is requesting this loan to buy shoes. Akossiwa is happy for the loan she has been granted. Thanks to this loan, she will have more merchandise in stock and will be able to increase her income. One of her main objectives is to improve the food self-sufficiency of her family.
Elle a commencé cette activité il y a 11 ans au marché de Hedzranawoé. Elle a vite remarqué que cette affaire lui rapportait énormément de bénéfices. Le mari d’Akossiwa est magasinier.
Elle demande ce prêt pour acheter des chaussures. Akossiwa est heureuse pour ce crédit qu’elle octroie. Grace à cela, elle aura plus de stocks et pourra augmenter ses revenus. Un de ses principaux objectifs est d’améliorer l’autosuffisance alimentaire de sa famille.
Previous Loan DetailsAkossiwa lives with her storekeeper spouse and their 4 year old child in Lomé. Thirty-five years old, she has been reselling shoes alone in a market in the city of Lomé since 2003. In order to better serve her customers, she is requesting a second loan from WAGES to buy shoes. With the profits from… More from Akossiwa's previous loan »
About Women and Associations for Gain both Economic and SocialThis loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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