Marisol, Delfina Y Olga Group
Dlefina is a 49 year old single mother with three children. She travels to different areas in the region to purchase cheese and grain which she later sells door to door, for cash or credit.
Olga is a 32 year old woman with 4 children. She works baking different kinds of bread using her mother's oven. Her bread is sold in local stores, and in a small grocery story that Olga has in her home.
Marisol, Delfina and Olga are requesting loans of 900, 600, and 600 soles respectively which they will use to purchase cloth, cheese, grains, and flour. Their dreams are to have a larger shop, to build a house, to purchase an oven and provide their children with an education.
Marisol es madre soltera, tiene 26 años y 1 hijo, Marisol tiene un taller de confección de prendas de vestir, que se ubica en una calle céntrica y es alquilado, para lo cual cuenta con 2 empleadas.
Por otro lado Delfina es madre soltera, tiene 49 años y 3 hijos, Delfina viaja a los diferentes pueblos de la región en donde compra quesos, cereales que luego lo vende de casa en casa al crédito y contado.
Mientras que Olga es casada, tiene 32 años y 4 hijos, Olga se dedica a la elaboración de panes variados, actividad que realiza en el horno de su mama, sus ventas lo realiza a las tiendas, además Olga tiene una tienda de abarrotes en su casa.
Marisol, Delfina y Olga necesitan prestamos de 900 soles, 600 soles, 600 soles respectivamente dinero que será invertido en la compra de telas, quesos, cereales, harina.
Los sueños de Marisol, Delfina y Olga son tener un taller mas grande en el centro de la ciudad, construir su casa, tener un horno propio y educación de sus hijos.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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