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Hương
Mrs. Hương works in agriculture growing industrial crops.

Hương is 41 years old and she is married with 2 children.
Hương supports 2 dependents with her business in Nong Cong district, a rural town in Thanh Hoa province.

This is Hương's first loan with Thanh Hoa Fund of Poor Women.
Hương has been involved in this business for more than 10 years.
The main hardship that Hương faces in her life is not having a hygienic latrine.She is requesting a loan to purchase sand, cement and brick to a build toilet and bath-room.

In the future, Hương hopes to make enough money to provide for her kids, for her family to be healthy and happy, and to build a new house.

Additional Information

More information about this loan

This loan is part of FPW’s initiative to provide access to clean water and improved sanitation facilities to low income Vietnamese households. With the help of strategic alliances, FPW has designed a product focused on building latrines, providing septic tanks and water filters, and improving existing hygiene facilities.  
 
FPW will provide a grace period in certain cases to make this product more affordable to clients, and will provide health and environmental training sessions to help build awareness on the benefits of water and sanitation initiatives. By funding this loan, you are helping improve sanitation and access to clean water.

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Vietnam

  • $5,600
    Average annual income
  • 197
    View loans »
    Vietnam Loans Fundraising
  • $14,213,925
    Funds lent in using Kiva
  • 21,052.6
    Vietnam Dong (VND) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $725 helped Hương to purchase sand, cement and brick to a build toilet and bath-room.
66% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
May 13, 2014
Listed
May 19, 2014
Currency Exchange Loss:
Possible