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Maria Carmela

Update on Maria Carmela

Carmela doesn’t have any supplies with which to make the different pieces of crockery and this has brought her to ask for a new loan to buy nacazcol, clay, firewood, and raw clay so she can deliver her orders on time.

The previous loan allowed her to increase her production and she made some different pieces. Her customers have increased and her sales and income have improved. Her family lives under better conditions and she has paid off the debt.
View original language description ↓
Carmela, se encuentra sin materia prima para elaborar las diferentes piezas de loza, esto la lleva a decidirse por un nuevo crédito para invertirlo en la compra de nacazcol, arcilla, leña y barro crudo, le permitirá trabajar y entregar con puntualidad sus pedidos.
Con el préstamo anterior su producción aumento, elaboro otro tipo de piezas, sus clientes han aumentado, las ventas e ingresos han tenido una leve mejoría, su familia vive en mejores circunstancias y ha cancelado su deuda.

Previous Loan Details

María makes and sells earthenware. She lives with her children ages 16, 12, 9, and 6 years old, of whom three are in school. She learned the trade from her mother and has been doing it independently for 18 years. Her schedule is from 6:00 AM until 5:00 PM. She will use the loan to buy clays a... More from Maria Carmela's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $4,900
    Average annual income
  • 481
    View loans »
    El Salvador Loans Fundraising
  • $23,334,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Maria Carmela to buy supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 7, 2014
Listed
May 25, 2014
Currency Exchange Loss:
N/A
Ended:
Sep 17, 2014
This photo was used before for a previous loan for Maria Carmela. It was first posted on Kiva on Mar, 2014. Learn More