Emily is a single woman. She has six children. She describes herself to be strong and God fearing. She operates a retail business where she sells green maize. She has been involved in this business for 10 years. Her business is located in a good area and her primary customers are market shoppers. She describes her biggest business challenge to be high prices. She will use the Kes 40,000 loan to buy more stock of green maize to sell. Her business goal is to very productive and expand within five years. She hopes that in the future, she will be financially stable. This is her second loan with SMEP DTM. Her previous loan was repaid successfully. She will use the anticipated profits to educate her children.