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01Kim Tân - Hoằng Tiến Group
In this Group: Tâm, Đào, Liên, Lành
Tâm is applying for a loan to improve her business. She has a retail business selling incense and ghost money.

Tâm is 45 years old and she is married with two children. She is the group leader of the 01Kim Tân - Hoằng Tiến solidarity group, which consists of four members. Tâm lives and works in the Hoang Hoa district, which is a rural area in the Thanh Hoa province.

This is Tâm's first loan with Thanh Hoa Fund of Poor Women. She has been involved in this business for more than 10 years, and one of the most critical business difficulties that concerns her is the lack of capital.

Tâm hopes to make enough money to provide for her kids, to maintain a successful business, and for her family to be healthy and happy.

Additional Information

About Thanh Hoa Fund for Poor Women (FPW)

Thanh Hoa Fund for Poor Women (FPW) works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, FPW prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Vietnam

  • $725
    Average annual income
  • 21
    View loans »
    Vietnam Loans Fundraising
  • $12,540,600
    Funds lent in using Kiva
  • 21,080.0
    Vietnam Dong (VND) = $1 USD
Paying Back

This loan has been fully funded!

A portion of 01Kim Tân - Hoằng Tiến Group's $1,425 loan helped a member to purchase more incense and ghost money.
83% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 17, 2014
May 17, 2014
Currency Exchange Loss: