Mrs. Reth M. is 48 years old and lives in Preah Punlea Commune, Banteay Meanchey Province. She is married to Mr. Him Samut, 53, who transports water to sell to customers at home; he has been selling since 2000 and earns about $5 per day. Reth has seven children, two of whom are married and five of whom live at home. Two of her children run a money-exchange business. Reth sells cooked rice with fried chicken and pork to customers in her area; she earns about $10 per day. To increase her family's income, Reth needs a loan of $1,100 to purchase a store in which to operate her cooked rice business; she will use the remainder of the loan for her children's business.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.