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Lourdes Group
In this Group: María Lourdes, Claudia, Luis Santiago

Update on Lourdes Group

The group is made up of three successful members and coordinated by Claudia, 32 years old, in a relationship and with two children who depend on her. She has worked in buying and selling chickens for the past 4 years. With previous loans, she has had multiple successes, one of which is the expansion of her business, and the purchase of an electrical appliance. The loan she requests is to purchase white and colored chickens, so she can increase her income though this increase in sales. The other members are Maria, a 56-year-old chicken vendor in the municipality of Masaya for the past 15 years, and Luis, a 29-year-old vendor of dairy products, such as cheese, in the municipal market.
View original language description ↓
El grupo solidario está integrado por tres socios exitosos y coordinado por la señora Claudia de 32 años de edad, acompañada y con dos hijos que dependen de ella, se dedicada a la compra-venta de gallinas desde hace 4 años, con los créditos anteriores la socia ha tenido múltiples logros uno de ellos es el aumento del negocio, y compra de un electrodoméstico, el crédito lo solicita para la compra de gallinas blancos y colorados, de esta manera mejorar sus ingresos por medio del incremento de ventas. Los otros socios son la señora María de 56 años comerciante de gallinas en municipio de Masaya desde hace 15 años y el señor Luis de 29 años de edad comerciante de lácteos como es el queso en el mercado de la municipalidad.

Previous Loan Details

This group is made up of three very hard-working members, one of whom is 31-year-old Claudia. She has four children and has had a business selling hens at the town market in Masaya for six years. She has been with the communal bank for three years. Claudia will use this loan to buy hens by the ... More from Lourdes Group's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $25,382,700
    Funds lent in using Kiva
  • 27.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Lourdes Group's $2,025 loan helped a member to purchase chickens by the basket.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 8, 2014
May 24, 2014
Currency Exchange Loss:
Nov 17, 2014
This photo was used before for a previous loan for Lourdes Group. It was first posted on Kiva on Dec, 2013. Learn More