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La Paz Centro Group
In this Group: Anielca Auxiliadora, Marta Lorena , Wilbert Ernesto , Johana Fabiola

Update on La Paz Centro Group

The group consists of four hard working members and is coordinated by Anielca, 37 years old, married and mother of four children, but only three are dependent on her. She works making and selling products derived from corn such as nacatamales and tamales pisques (types of Nicaraguan tamales), and tortillas. She depends on her mother's help in preparing the product and the loan will be invested in the purchase of a quintal (46 kg) of corn, onion, sweet pepper, garlic, pork lard, banana leaves, annatto, spearmint, firewood, etc. With the loans, she managed to change a part of the roof of her house that had been deteriorating and with this achievement, her family benefited. The other members are Johana, a 30-year-old tomato vendor in the market in Granada for the last 3 years, Marta, 47 years old, who works making and selling tortillas and güirila (thick corn pancakes) in her home, and Wilber, a 30-year-old farmer. The loan is to purchase urea, pumpkin seeds, and corn seeds. The members have been an example of self-improvement during the three loan cycles they have received with this institution.
View original language description ↓
El grupo solidario lo integran cuatro socios laboriosos y lo coordina la señora Anielca de 37 años de edad, casada y madre de cuatro hijos, pero solamente tres dependen de ella se dedica a la elaboración de y venta de derivados del maíz como es nacatamales, tamales pisques y tortilla, cuenta con ayuda de su mamá en la elaboración del producto, el crédito lo invertirá en la compra de quintal de maíz, cebolla, chiltoma, ajo, manteca de cerdo, hoja de chagüite, achiote, hierba buena, leña, etc., por medio de los crédito la socia logró cambiar una parte del techo de su casa que ya estaba deteriorado y con este logro se verán beneficiado su familia. Las otras socias son la señora Johana de 30 años comerciante de tomates en el mercado de granada desde hace 3 años, la señora Marta de 47 años dedicad a la hecha y venta de tortilla y güirila en su domicilio, y el señor Wilber de 31 años de edad Agricultor y el crédito lo solicita para la compra de urea, semilla de pipián, granos de chilote. Estos socios han sido ejemplo de superación durante estos tres ciclos que se le han otorgados en esta institución.

Previous Loan Details

This group is made up of four business people. One of the members in Anielca, 37 and married. Her business is making and selling ‘nactamales’, snacks wrapped in banana leaves; and ‘tamal pisques’, tamales with a bean filling. She started this business five years ago selling tortillas. She w... More from La Paz Centro Group's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 69
    View loans »
    Nicaragua Loans Fundraising
  • $25,075,600
    Funds lent in using Kiva
  • 27.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of La Paz Centro Group's $1,125 loan helped a member to buy a quinta (46 kg) of corn, onions, Para sweet peppers, garlic, pork lard, banana leaves, annatto, spearmint, firewood, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 8, 2014
May 24, 2014
Currency Exchange Loss:
Oct 17, 2014
This photo was used before for a previous loan for La Paz Centro Group. It was first posted on Kiva on Feb, 2014. Learn More