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Gs Santa Cruz Group
In this Group: Maria Victorina, Maira Elieth, Ana Besy
Señora María is a businesswoman and sells new clothes as her main professional activity. She has 15 years experience with the business which has allowed her to get ahead, along with her daughters, since the income she receives from her business contributes to the well being of her family. Her business is run from her home but is also mobile. Her main customers are people who live in the same community. She is asking for this loan in order to buy shirts, shoes, sandals, wallets and creams for women. She dreams of having more stock for her clothing business and having more customers.

She is asking for the loan as a group with the following people: Ana, who sells second hand clothing as her main activity and has 4 years experience, and Maira, who sells pork and has 15 years experience.

Danlí El Paraíso, Honduras Abril 2014
View original language description ↓
La Sra. María se dedica al comercio su actividad principal es la venta de ropa nueva, cuenta con 15 años de experiencia, negocio que le ha ayuda a salir adelante, junto con sus hijas, ya que los ingresos que obtiene de su negocio, contribuyen al bienestar familiar, su negocio lo atiende de manera domiciliar y ambulante, sus principales clientes personas que viven en su misma comunidad, está solicitando el préstamo para la compra de, camisas, zapatos, sandalias, carteras y cremas para mujer, ella sueña con tener más surtido su negocio de venta de ropa nueva y contar con más clientes, está solicitando el préstamo de manera grupal con las siguientes personas; Ana se dedica al comercio, su actividad principal, venta de ropa usada, ella cuenta con 4 años de experiencia, Maira se dedica al comercio, su actividad principal, venta de carne de cerdo, ella cuenta con 15 años de experiencia.
Danlí El Paraíso, Honduras Abril 2014

Additional Information

Prisma Honduras, S.A.

This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

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About Honduras

  • $4,800
    Average annual income
  • 72
    View loans »
    Honduras Loans Fundraising
  • $8,631,200
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD
Expired
A portion of Gs Santa Cruz Group's $1,225 loan helped a member to buy stock for her clothing business.
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 30, 2014
Listed
May 24, 2014
Currency Exchange Loss:
Possible
Expired:
Jun 23, 2014