G.s Buenas Nuevas Group
Update on G.s Buenas Nuevas GroupDomitila works in sales. Her main job is selling groceries; she has more than 10 years of experience. This business has helped her to get by, because the income that she gets from the business helps her to get ahead with her family. Her business is located in her house. Her main customers are people who live in her neighborhood.
Doña Domitila is asking for a loan to buy corn, beans, sugar, lard, chicken, meat, dairy products, bread, coffee, soap, detergent, bleach, and other products. In order to give good service to her customers, she usually makes her sales in cash. She used her previous loan to better stock her business, which generated improved earnings for her. She dreams of restocking her grocery business and having more customers. She is asking for this loan along with a group that includes the following people:
Blanca, who works in sales. Her main job is sales in a small grocery store. She has 25 years of experience.
Sandra, who works in sales. Her main job is selling clothing and shoes. She has four years of experience.
Elsi, work works in sales. Her main job is sales in a small grocery store. She has five years of experience.
Diana, who works in sales. Her main job is selling blocks. She has two years of experience.
-Danli El Paraíso, Honduras. April 2014
Doña Domitila está solicitando el préstamo para la compra de maíz, frijol, azúcar, manteca, pollo, carnes, lácteos, pan, café, jabón, detergente, cloro y otros productos para la buena atención de sus clientes, ella generalmente vende la abarrotería al contado, el crédito anterior lo utilizo para surtir mas su negocio, lo cual le genero mas ganancias, ella sueña de nuevo con tener más surtido su negocio de venta de abarrotería en general, y contar con más clientes, , ella está solicitando el préstamo de manera grupal con las siguientes personas;
Blanca se dedica al comercio, su actividad principal es la venta de abarrotería (pulpería) ella cuenta con 25 años de experiencia3
Sandra se dedica al comercio y su actividad principal es la venta de ropa y zapatos, ella cuenta con 4 años de experiencia.
Elsi se dedica al comercio su actividad principal es la venta de abarrotería (pulpería ) ella cuenta con 5 años de experiencia.
Diana se dedica al comercio su actividad principal es la venta de bloques, ella cuenta con 2 años de experiencia.
Danlí El Paraíso, Honduras Abril 2014
Previous Loan DetailsDomitila is an enterprising woman who is loved in her community. She is a merchant and her main source of income is selling groceries and has been doing this for 15 years. She runs her business out of her home and her main customers are the residents of her community and employees from a melon ... More from G.s Buenas Nuevas Group's previous loan »
Prisma Honduras, S.A.This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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