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Hawa, 30 years old, is married and has 2 children, aged 5 and 9 years. In 2012, Hawa established her cold drinks (bar) business because she had been trained as a businesswoman. Working 7 days a week and 12 hours hours a day, Hawa earns about SLL 500,000 monthly from this business. She would like a loan of SLL 4,000,000 to buy more drinks of different kinds for resale. In the future, Hawa plans to educate her children to university level. She is very hardworking and friendly. Hawa thanks you for your support to her family and wishes you well.

Additional Information

More information about this loan

This loan is to a borrower living in Sierra Leone, one of the countries in West Africa currently experiencing an Ebola outbreak. The epidemic is the largest in history, claiming thousands of lives and deeply affecting the national economy. This partner is continuing to operate throughout the outbreak, but accordingly these loans will have a higher risk associated with them. Learn more about the epidemic here

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.


About Sierra Leone

  • $2,100
    Average annual income
  • 62
    View loans »
    Sierra Leone Loans Fundraising
  • $9,347,350
    Funds lent in using Kiva
  • 4,339.9
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Hawa to buy more soft drinks for her business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 9, 2014
May 21, 2014
Currency Exchange Loss:
Jun 17, 2015