Jacqueline is a member of the Totahara Group and lives in Gitega. She is 27 years old and married to Firmin, a civil servant. Together they have two children. She has been selling various products (rice, beans, salt, etc) for 3 years.
This will be Jacqueline's first loan with the field partner, Turame. She plans to use her loan to increase her working capital and buy a large quantity of products (rice, beans, salt, etc) for sale in her shop. In this way, she hopes to increase her earnings.
In the future, Jacqueline would like to raise her children and see them all study.
Jacqueline fait partie du groupe Totahara et habite à Gitega. Elle a 27 ans et est mariée à Firmin, un fonctionnaire. Ensemble ils ont 2 enfants.
Elle fait le commerce de boutique (riz, haricot, sel,…) depuis 3 ans.
C’est son premier crédit à Turame. Avec le crédit KIVA qu’elle obtient, elle va augmenter son capital et acheter une grande quantité d’articles de sa boutique (riz, haricot, sel,…) à revendre pour gagner plus.
Dans les prochaines années, elle voudrait élever ses enfants et les voir étudier.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.