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Juan Carlos
Four years ago, the young man Juan Carlos V. opened a small mini-store in the municipality of Ciudad Sandino. He couldn’t borrow money to improve the condition of the building, and he sold very few items. Now with the passage of time, he has succeeded in stocking his store well, and for this reason he has made great progress and is considered an excellent businessman in the municipality.

Ceprodel has been a fundamental support for this young man, and the organisation has helped him with loans that he has used to purchase products for the business. Once again he is approaching Ceprodel with the same goal of reaching his objectives and expanding the business. His plan to become a great businessman is taking shape.
View original language description ↓

Hace 4 años en el municipio de Ciudad Sandino el joven Juan Carlos V. inició una pequeña mini pulpería el cual no prestaba las condiciones de infraestructura y además vendía pocos productos. Hoy en dia a medida que los años vinieron transcurriendo ha logrado surtir mucho su pulpería y es por esta razón que se ha levantado muy satisfactoriamente y además ha sido un excelente comerciante en su municipio.

Ceprodel ha sido un apoyo fundamental para este joven por lo que le ha apoyado con créditos que los ha usado directamente en la compra de los productos para el negocio. Una vez más acude a Ceprodel con el mismo objetivo ya que son sus metas mejorar y seguir creciendo perfilándose como un gran comerciante.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 95
    View loans »
    Nicaragua Loans Fundraising
  • $24,749,225
    Funds lent in using Kiva
  • 19.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Juan Carlos to purchase merchandise.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 14, 2008
Oct 31, 2008
Currency Exchange Loss:
Jun 15, 2010