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Soliya is a resident of the Shahrituz district, and she is 48 years old. She has four adolescent children, three sons and one daughter. At the present time, Soliya works as a cook at a kindergarten. Her only daughter is involved in sewing. Soliya wants to also get involved in sewing concurrently. She can cut and sew Tajik women's dresses. Soliya plans to combine her work with the sewing business because she wants to improve her family's financial situation. However, she needs a loan to purchase an embroidery machine and start accepting orders. Soliya hopes that this way she would help her husband with providing for the family.
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Солия жительница района Шахритус, ей 48 лет. У нее четверо совершеннолетних детей, из которых трое сыновей и одна дочь. Солия в данный момент работает поваром в детском саду. Ее единственная дочь занимается швейным делом. Солия хочет тоже параллельно заняться шитьем. Она умеет кроить и шить таджикские женские платья. Солия планирует совмещать работу с швейным делом, так как хочет улучшить финансовое положение семьи. Однако она нуждается в кредите, чтобы купить для себя вышивальную швейную машинку и принимать заказы. Солия надеется, что таким образом она сможет помочь мужу в обеспечении семьи.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 104
    View loans »
    Tajikistan Loans Fundraising
  • $29,921,900
    Funds lent in using Kiva
  • 4.9
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Soliya to purchase an embroidery machine and start her own sewing business.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 7, 2014
May 14, 2014
Currency Exchange Loss:
Aug 17, 2015