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Update on Raisa

Raisa already has had a good experience with Kiva loans. Thanks to receiving credit, she has been able to sell a wider variety of products, attract new customers, and increase her profits.

Raisa currently wants to increase her inventory at her shop and buy new swimsuits for 30,000 hryvnia. Because the range of products she sells is continuing to grow, Raisa is seriously thinking about how to open a larger store.
View original language description ↓
Раиса уже испытала на себе положительное вливание средств от КИВА. Благодаря кредиту она теперь может торговать намного более разнообразным товаром, увеличив круг покупателей и свою прибыль.
В этот раз Раиса хочет увеличить количество товара, представленного на продажу в ее торговой точке, закупив новые модели купальников на сумму 30 000 гривен. Так как ассортимент реализуемой продукции постоянно растет, Раиса всерьез задумывается о том, чтобы открыть точку побольше.

Previous Loan Details

Raisa's business has already received several boosts from KIVA . After receiving her last loan, Raisa was able to increase her product range and quantity, thus enabling her to earn additional income . This time, Raisa would like to increase the variety of bath robes she has for sale in anticipat... More from Raisa's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 4
    View loans »
    Ukraine Loans Fundraising
  • $6,300,650
    Funds lent in using Kiva
  • 11.6
    Ukraine Hryvnia (UAH) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $2,600 helped Raisa to purchase swimsuits to sell.
92% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 7, 2014
May 13, 2014
Currency Exchange Loss:
Dec 17, 2014