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Nulu lives in Kampala, Uganda. She is married with four children, three of whom attend school. She is also looking after her sister. She has been selling charcoal in the market at retail for the last four years, working six days a week. She does not have any other source of income. She has requested a loan of UGX 1,000,000 from MCDT- SACCO to enable her to buy 20 bags of charcoal for sale. Her challenge includes transportation. Her dream is to buy a piece of land and do away with paying rental dues for the stall in the market where she operates. She joined MCDT because she failed to get financial assistance from relatives. She stays with her husband in a rented house with access to electricity but no piped water. Her major monthly expenses include school dues and rent.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,500
    Average annual income
  • 156
    View loans »
    Uganda Loans Fundraising
  • $28,711,800
    Funds lent in using Kiva
  • 2,522.1
    Uganda Shillings (UGX) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $400 helped Nulu to buy 20 bags of charcoal.
99% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 2, 2014
May 15, 2014
Currency Exchange Loss:
Feb 17, 2015