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Espoir Group
In this Group: Wendinmi, Moussa, P.julliette, Julien, Zakaria, Halidou

Update on Espoir Group

Mr. Wendimni represents the Espoir group. He is doing well. He is married and the father of three children. The oldest is 8 years old and youngest is 5 months. One goes to school and the other four are in his care. He has sold beauty products for three years. He gets his supplies at the big market. He wants to buy himself seven dozen perfumes and five dozen beauty products. He seeks to save his profits. He is constantly striving to acquire a motorcycle for himself and to better care for his family.
View original language description ↓
Mr WENDINMI représente le groupe ESPOIR. Il se porte bien. Il est marié et père de 03 enfants. Le plus âgé a 08ans et le 05mois. 01 va à l’école et il a 04 personnes en charge.
Il vend de produits de beauté depuis 03ans. Il s’approvisionne au grand marché.
Mr veut s’acheter 07douzaines de parfums, 05douzaines de produits de beauté.
IL désire épargner ses bénéfices. Il ambitionne toujours s’acquérir une moto et mieux s’occuper de sa famille.

Previous Loan Details

Mr. WENDINMI represents the group ESPOIR. He is doing well. He is a married father of three children. The oldest is 7 years old, the [youngest] is 1 month old. One goes to school. Mr. WENDINMI has four persons to support. He has been selling beauty products for two years. He gets his supplies at ... More from Espoir Group's previous loan »

Additional Information

About Micro Start/AFD

This loan is administered by Micro Start/AFD, Kiva’s first Field Partner in Burkina Faso. Micro Start/AFD’s mission is to improve families' living conditions in general, and those of women in particular, by facilitating access to financial and non-financial services.

Micro Start/AFD is a professional microfinance institution offering financial services, advice, and training. One of the organization’s principal aims is to collect obligatory and voluntary savings that foster clients’ financial independence. Micro Start/AFD also focuses on building female entrepreneurs’ skills in management and business administration and improving the living conditions in its clients’ communities. More information can be found on Micro Start’s Kiva Field Partner Page.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Burkina Faso

  • $1,500
    Average annual income
  • 6
    View loans »
    Burkina Faso Loans Fundraising
  • $1,933,800
    Funds lent in using Kiva
  • 476.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Espoir Group's $1,425 loan helped a member to buy himself seven dozen perfumes and five dozen beauty products.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 23, 2014
May 14, 2014
Currency Exchange Loss:
Sep 17, 2014