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Belina is taking a loan of $800 to improve her business. She is 31 years old and is married with two children. She is running a carpentry business that helps her to generate income for her family. She will use the loan to buy wood for making buildings, chairs, tables, cabinets, dining tables and chairs for schools.

Belina opened her carpentry business in 2011 with her own working capital of $200. She is a hardworking woman, and she hopes to run a bigger business in the future. Her husband is a builder. She is happy with the loan because it will help her to improve her living conditions in the future.

Additional Information

More information about this loan

This loan is part of TRM’s effort to reach microentrepreneurs in East Timor, a region suffering from a deeply underdeveloped financial sector. Since its independence in 2002, East Timor has struggled with internal tensions which led to the quasi disappearance of its financial system. As of 2012, TRM is one of only two MFIs operating in East Timor trying to respond to the needs of thousands of microentrepreneurs. This loan provides underserved borrowers with critical capital to sustain their existing businesses or to improve their living conditions. 

Information about TRM

Tuba Rai Metin (TRM) is a microfinance institution in East Timor, one of the smallest, newest and least developed countries in Southeast Asia. The organization provides credit, savings and micro-insurance services to more than 7,000 clients. Its goal is to extend its reach into even more remote regions through branchless banking services.


About Timor-Leste

  • $6,800
    Average annual income
  • 91
    View loans »
    Timor-Leste Loans Fundraising
  • $2,223,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Belina to buy wood for making buildings, chairs, tables, cabinets, dining tables and chairs for schools.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 24, 2014
May 14, 2014
Currency Exchange Loss:
May 17, 2015