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Las Entusiastas De La 3Ra Etapa De La Era Group
In this Group: Yolanda, Isidora Jesusa, Deysi Laura*, Ruth Yesica, Consuelo, Olga
* not pictured

Update on Las Entusiastas De La 3Ra Etapa De La Era Group

This is the dynamic and responsible bank called “Las Entusiastas De La 3era Etapa De La Era”. It is made up of 6 hardworking women who are in their ninth cycle. Olga is 46 years old. She is separated and has 1 dependent child. Olga works making and selling personalized jewelry, such as necklaces. She is happy because her customers increase every day. Her latest loan will be used to buy needles, thread, and crochet and knitting needles. Her biggest wish is to set up a space where she can offer her products. The group is grateful for the loan and committed to continue working well. Olga is third from the right and is wearing a grey sweater and black pants.
View original language description ↓
Esta es la Alcancía dinámica y responsables es “Las Entusiastas De La 3era Etapa De La Era” conformada por 06 mujeres trabajadoras que pasan a su 9no ciclo. Olga de 46 años de edad es separada y tiene 01 hijo dependiente. Olga se dedica a la elaboración y venta personalizada de bisutería así como collares. Se siente feliz pues cada vez aumentan sus clientes. Su último crédito lo destinará para la compra de agujas, hilos, crochet y palillos. Su mayor deseo es de instalar un espacio donde pueda ofrecer sus productos. El grupo está agradecido con el crédito facilitado y se comprometen a seguir trabajando bien. Olga es la tercera del lado derecho y viste chompa plomo y pantalón negro.

Previous Loan Details

This dynamic and responsible group is called “Las Entusiastas de La Tercera Etapa de La Era” and consists of six hardworking women who are in their seventh loan cycle. Yolanda is the treasurer of the group, a position she holds with responsibility. At 45 years of age, Yolanda has accomplis... More from Las Entusiastas De La 3Ra Etapa De La Era Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 152
    View loans »
    Peru Loans Fundraising
  • $60,187,950
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Entusiastas De La 3Ra Etapa De La Era Group's $1,600 loan helped a member to buy needles, thread, crochet and knitting needles.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 7, 2014
May 23, 2014
Currency Exchange Loss:
Nov 17, 2014